Over time, the asset allocations that were identified when the original portfolio was built will shift depending on the performance of the different investments that make up your portfolio. Regular quarterly reviews based on our 90 day research cycle can restore, or rebalance, your portfolio to the asset allocation required at a time determined by you when initially making your investment.

Keeping track of your investment

We will send you an investment statement up to four times a year to keep you informed of the progress of your investment. We have made it possible for your Affinity Adviser to access your investment portfolio information on our secure website. This information is updated on a daily basis, which means that your Affinity Adviser can determine your investment's progress at any stage, 24 hours a day, 365 days a year!

Keeping things simple, and listening

No matter how many funds and fund managers you invest in, you will receive a regular statement for each individual investment product that shows your position in each of the funds within your investment portfolio. We encourage you to speak to your Affinity Adviser about these statements and in addition, with each statement you will receive a 'feedback' form to return to us so that we can listen to your views. We cultivate the culture that clients are part of our company, and that each one is important to us. We respond positively to constructive criticism, because we know that an open, active dialogue with our clients only helps us get even better.

Keeping up with life

When significant changes happen in your life - such as marriage, birth of a child or grandchild, starting a new business venture or selling your existing business - your investment needs and objectives may also change, and so might your attitude to risk.

You may then wish to change the mix of assets in your portfolio to become more cautious, or perhaps accept a higher level of investment risk. Changing the structure of your investment portfolio is easy. This can be done simply by switching from your existing funds to other funds that may be more suited to your new circumstances. There is no limit on the number of switches you are able to make, although charges may apply.

Your Affinity Adviser will be central to guiding you through this essential review process.